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Insurance & Billing

Before your appointment, you should call your insurance company to confirm we are in-network with your insurance company. We are in-network for the following insurance plans:

  • AARP Medicare
  • Aetna
  • Carefirst BCBS
  • Cigna
  • Cigna HealthSpring
  • GEHA
  • Galaxy Health Network
  • Humana
  • Johns Hopkins
  • Medicare
  • Multiplan
  • Mutual of Omaha Medicare Advantage
  • Optima Health (Sentara)
  • Railroad Medicare
  • Tricare East (PPO)
  • US Family Health Plan
  • United Healthcare

Some insurance companies require a referral from your primary care provider before seeing a dermatologist. This may be needed for the first visit, every visit, or for a procedure. Please fax the referral to our office at (410)-384-3044 prior to your appointment. You must have a referral for the following insurance plans:

Please note that even if we are in-network with your insurance company, not all visits and procedures may be covered under your plan, particularly if you have not met your annual deductible (an amount that must be paid out of pocket by you before your insurance provider will start to pay any expenses), in which case you may be charged the full cost of the visit. We encourage you to contact your insurance company prior to your visit if you have any questions regarding your plan’s deductible or covered procedures.If we are out-of-network from your insurance plan or you do not have insurance, we can still see you as a “Self Pay” patient. We do not submit claims to insurances we do not accept.

Self Pay

If you do not have insurance, or we are out-of-network with your insurance, we are happy to see you as a “Self Pay” patient. Medical office visits range from $150-250 depending on the complexity of the visit. Procedures performed during these visits (like biopsies or liquid nitrogen treatment) will incur additional fees on top of the visit cost, but we will always present you with a quote before performing any procedures. Payment will be collected at the time of your visit.

Biopsies, Blood test, and Cultures

As part of your comprehensive care, it may sometimes be necessary to perform a skin biopsy, cultures for infection, and blood tests. These specimens when collected in the office are sent to third-party labs for processing. These outside labs will bill your insurance for their fees separately. Please be aware if your insurance requires you to use a specific lab and notify us prior to your visit.

Cosmetic Procedures

There are certain dermatologic procedures that are considered “not medically necessary” by insurance companies and therefore are not covered under your medical insurance plan. You will always be informed if a visit or procedure is “not medically necessary” and given a quote for such a visit or procedure before it is performed. Examples include: Cosmetic consultations, removal of benign skin growths such as skin tags or seborrheic keratoses, Removal of benign dark spots or growths including benign moles, all cosmetic procedures such as botulinum toxin, filler, laser, and microneedling procedures